Payments for Food & Beverage
In the fast-paced world of food and beverage, efficiency, speed, and seamless customer experiences are crucial. At Surfboard Payments, we offer cutting-edge payment solutions that simplify operations, enhance the customer experience, and drive growth for businesses in the F&B sector.
To run your business smoothly, you need the right tools

Omni-channel payments
Offer your merchants the ability to give their customers flexible payment options. With our omni-payments feature, merchants can allow customers to pre-pay a portion online (e.g., for reservations or deposits) and settle the remaining balance in-person. This flexibility helps merchants provide a seamless, customer-friendly experience.

Split bill
Help your merchants easily handle group payments with our split bill feature. Customers can divide the bill across multiple payment methods, making it simple for merchants to accommodate large parties and improve service efficiency.

Integrated Tipping Solutions
Offer your merchants the ability to easily manage tips with customizable tipping prompts, integrated directly into their payment process. Easily control the tips through our API's or the Merchant portal, for specific terminals, stores or merchants.

White-Label Branding
Enable your merchants, or yourself, to maintain consistent branding across their payment experience. Our fully white-label payment solutions ensure that terminals, digital receipts, and even the Merchant Portal reflect yours or their brand identity, enhancing customer loyalty and brand recognition.
Get in touch with us now
Get in touch with us to learn more about how we can work together to help you and your offering in the food & beverage industry.

CheckoutX SoftPOS for Table Service
Equip your merchants with CheckoutX, our SoftPOS solution that turns any smartphone or tablet into a payment terminal. Ideal for table service, this solution allows staff to process payments anywhere, speeding up service and improving customer satisfaction. You can integrate CheckoutX to your app.

Full Connectivity: Wi-Fi & SIM
Ensure your merchants are always connected, even in high-traffic or remote locations. With dual connectivity options (Wi-Fi and SIM), Surfboard's terminals guarantee that merchants stay connected and can process payments without interruption, ensuring smooth operations no matter where they serve their customers.

Run Your POS App on Our Terminals
Easily publish and rund your apps in our Android-based terminals, such as SurfTouch and SurfPrint. Whether it's a POS or F&B management software, you can run and manage your apps seamlessly on our hardware, providing a streamlined operational experience.

SurfXpress for Self-Checkout
Help your merchants improve customer experience and reduce wait times with SurfXpress, our 22-inch Android-based self-checkout terminal. Perfect for fast-casual dining or takeaway scenarios, this self-service option allows customers to complete transactions quickly and independently, enhancing overall service efficiency.
Infrastructure That Runs Itself
Autonomous agents, software platforms, and AI-native businesses need payment rails that never sleep. Surfboard is the infrastructure layer that moves money for the next era of commerce.
One Platform
Any acceptance type. Unified integration across all channels.
Single API, multiple solutions - streamline your payment infrastructure with one powerful platform.
Read more about the API →In-store, online, unattended, kiosk, and Tap to Pay.
Multi-device setup with prebuilt checkout SDKs. From countertop to the floor - from self-checkout to SoftPOS. Everything starts with a transaction between consumer and merchant.
Check out our payment devices →Value-Added Services
Loyalty, tips, QR campaigns, receipts & analytics.
Pre-built loyalty program in every consumer's phone without app download. All run through the wallet and loyalty tokens across alternative payment methods.
Platform Infrastructure
Embedded payout logic for commissions, workforce tips, and vendor splits.
Dynamic acquiring, multi-cloud setup. Switch payments however partners or merchants want - multiple acquirers, liability through multi-cloud, payout logics and more.
Every Channel. One Integration.
Whether a human taps a card, an agent triggers a checkout, or a kiosk processes a sale - it all flows through the same API. One integration gives you every channel, every insight, every payout.
- In-store: Terminals for any use-case
- Online: SDKs, embedded checkouts, and hosted payment pages
- SoftPOS: Accept payments on iPhone and Android without extra hardware
- Unattended: EV chargers, vending machines, kiosks, and more
- Agentic & in-app: UCP ready, API-first endpoints for autonomous agents, platforms, and SDKs
Centralized Intelligence
All transactions, regardless of origin, flow into a centralized platform that powers actionable insights and advanced features like tokenization, loyalty triggers, and flexible payouts.
Multi-Cloud Setup
Constant uptime across the three biggest cloud providers - built for those who need guarantees.
Alternative Payment Methods
One platform, one payout - supporting all major payment methods and local schemes.
White-Label Functionality
Brand it like you want - complete white-label capabilities across everything.



Supported Payment Methods
Here are the payment methods we support across our platform:
Partner with Surfboard Payments
Become a partner today and unlock the full potential of your food and beverage business. With Surfboard Payments, you're not just implementing a payment solution-you're future-proofing your operations with state-of-the-art technology. Fill out the form below to learn more.