December 19, 2025
Surfboard Payments Rolls Out Tap to Pay on iPhone to Two More Countries
Surfboard Payments enables businesses in Poland and Hungary to accept contactless payments with just an iPhone and the CheckoutX app
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Tap to Pay with CheckoutX
Make your smartphone a contactless payment terminal with CheckoutX. Turn any iPhone or NFC-enabled Android device into a powerful contactless payment terminal.
Why offer CheckoutX to your merchants?
- Any NFC device becomes a terminal. No hardware to source, ship or replace, so a rollout is a download rather than a logistics project.
- Every method they already expect. Contactless Visa, Mastercard and Amex, Apple Pay, Google Pay and Samsung Pay, and Klarna.
- Your brand, not ours. Merchants see your identity from first launch to receipt. White-label is the default here, not an upgrade.
- Nothing for you to maintain. Updates, security patches and new features ship from our side.
For the pop-up, the peak and the outage
- Merchants on the move. Pop-ups, food trucks, deliveries, market stalls. The terminal goes wherever the merchant does, because it is already in their pocket.
- A fleet that flexes. Seasonal peaks and new locations need devices, not procurement. Merchants add capacity with phones they already own, then stand it down afterwards.
- A backup already deployed. When the primary terminal or POS goes down, CheckoutX keeps taking payments. No downtime, no emergency courier.
Included in the world’s fastest SoftPOS solution
Blazing-fast transactions
Complete a card transaction on an iPhone or NFC-enabled Android device in well under 3 seconds.
No development needed
You can have your POS as an app or even in the web, then just switch over to CheckoutX during the payment and we will take care of the rest.
Activate tips
Let your merchants receive tips from their customers directly in the app. Easily activated through the API or their Merchant Portal.
Multiple payment methods
With CheckoutX you can accept all major card brands, mobile payments, local schemes like Swish and buy now, pay later such as Klarna. All of them easily activated through the API or Merchant Portal.
Your brand, your way
Customize the CheckoutX app with your logo and colors to make it feel like your own. The app is designed to be a part of your brand, not ours.
Digital receipts
You can choose to use our Digital Receipt Host, or you can use your own. The choice is yours. Our digital receipts can be sent via SMS, or email and accessed through the Merchant Portal.
Perfect for merchants on the move
CheckoutX is perfect for merchants on the move. As a handheld payment terminal, it can be used anywhere, anytime. It is the perfect solution for pop-up shops, markets, restaurants, food trucks, and more.
Key capabilities
First of all, you need an integration capable of initiating API calls to Surfboard. After that, you can enjoy these features:
- Multiple payment methods
- Processing contactless payments
- Display digital receipts
- Brand customization options - Logo personalization
The checkout solution for handheld devices is also delivered as an SDK, without the need for the pre-built CheckoutX. However, CheckoutX lets you ship and go to market with your merchants in a much faster way.
Fully White-Label Branding
Offer a fully branded SoftPOS solution that aligns with your brand's look and feel, creating a seamless experience for your merchants.
Our Branding API gives you full control over how CheckoutX looks, from logos to color schemes, ensuring it feels like a native part of your product offering.
Supported Payment Methods
Here are the payment methods we support across our platform:
Latest posts about CheckoutX
Fast inter-app switch integration
Integrate CheckoutX into your existing app with our simple inter-app switch. Just trigger CheckoutX to handle the payment and receive the result back in your app.
// Inter-app switch to CheckoutX
checkoutx://com.surfboard.checkoutx/transaction?
redirectUrl=YOUR_REDIRECT_URL&
data={
"terminalId": "YOUR_TERMINAL_ID",
"amount": 1000,
"currency": "SEK"
}
Ready to offer SoftPOS to your merchants?
Get in touch with us to learn more about how CheckoutX can transform your payment offering.
Our other payment devices
Take a look at our other products which includes both hardware-, and software-based payment terminals
SurfPrint
SurfPrint K
SurfTouch
SurfTouch Retail
SurfPad
SurfMini
SurfAlone
SurfXpress
Tap to Pay on iPhone
Build it yourself
Step-by-step developer guides for everything on this page.
In-store · Guide
CheckoutX SoftPOS
Accept in-person payments on smartphones and tablets by pairing the CheckoutX app with your own POS app, a dual-app setup that requires no SDK integration.
Read guide In-store · GuideInter-App Integration
Integrate your POS app with CheckoutX using native app switch. Register terminals, process payments, and scan NFC tags through a bi-directional deep link flow.
Read guide In-store · GuideAndroid SoftPOS SDK
Turn Android devices into payment terminals with the Surfboard Android SoftPOS SDK. Complete integration guide from setup to production.
Read guide In-store · GuideDevice Registration
Register a terminal to a store before it can take payments or receive a partner POS app. Covers rotating codes, QR/registration links, pre-shipped codes, and in-app registration for SoftPOS.
Read guide