🤝 New Partnership: Surfboard x Cardstream »

Transforming Your Software Company into a Payment Powerhouse

Say goodbye to complex integrations and payment frustrations. Our white-label platform for both in-person and online payment solutions simplifies everything, making your software a complete payment hub.

We Understand Your Payment Challenges

Complex Integration Processes

Our seamless API and zero-touch hardware setup eliminate the headaches of traditional payment integrations.

Fragmented Payment Systems

Consolidate all your payment needs under one roof with our comprehensive, omni-channel solution.

Brand Inconsistency

Maintain your brand's identity across all payment touchpoints with our fully white-label offerings.

Products Designed to Solve Your Payment Problems

Give your merchants a reason to love you even more. Integrate in-person and online payments through our APIs

SurfTouch

Our all-in-one handheld smart Android terminal device with scanner, perfect for merchants on the move

SurfPrint

Our all-in-one handheld smart Android terminal device with scanner and printer, perfect for restaurants and table service

SurfPad

The stand-alone card reader with physical PIN pad, which you can match with your POS terminal screen or a customer-facing tablet

Coming soon

SurfAlone

Our unattended terminal for seamless payments for everything from EV chargers to vending machines, public transport ticketing, and beyond

✨ New release

SurfXpress

The 22-inch Android tablet running SoftPOS for the ultimate self-service experience with no extra hardware needed

CheckoutX SoftPOS

Accept contactless payments on Android smartphones. Scalable and no extra hardware needed

CheckoutOnline

Embed our Online solution as a pre-built checkout page on a Surfboard hosted page, or through the SDK implementation in your own product

Turn Your Software into a Complete Payment Platform

SurfTouch

Accept payments everywhere

The SurfTouch handheld card terminal for companies on the move

Meet the customers on the floor, or take the terminal with you when you sell at different locations
Embed the SDK or use our pre-built CheckoutX app to get started instantly
Contactless and chip card payments and other payment methods
Digital receipts after a transaction, and the possibility to purchase a charger stand with a built-in printer
Built-in scanner

Read more here »

SurfPrint

Table service with a printer

The SurfPrint handheld card terminal for restaurants and cafés

Meet the customers on the floor and print a receipt instantly
Embed the SDK or use our pre-built CheckoutX app to get started quickly
Contactless and chip card payments and other payment methods
Digital or printable receipts after the transaction
Built-in scanner

Read more here »

SurfPad

Stand-alone card reader

The SurfPad card reader with a physical PIN pad for high-volume transactions

No wires, everything is through the API
Connection through mobile network and WiFi
Blazing-fast contactless and chip card payments
Perfect to companion with a tablet and our CheckoutPro app for a powerful customer-facing checkout solution
Customize it to fit your brand

Read more here »

SurfAlone

Coming soon

Unattended payment terminal

The SurfAlone payment terminal for unattended use-cases

Accept payments without even being there
Supporting various forms of payment including credit/debit cards, local schemes, and even invoice
Perfect for outdoor and indoor environments
Effortless integration across industries

Read more here »

SurfXpress

✨ New release

Self-checkout SoftPOS tablet

The 22-inch SurfXpress Android tablet with SoftPOS

Contactless payments on the center of the screen
Easy to integrate with you new or existing self-checkout app
Leverage on multiple payment methods and loyalty conversion through one integration
Perfect for the Food & Beverage vertical, retail stores, and other businesses looking to streamline their checkout process and provide a seamless experience for customers

Read more here »

CheckoutX SoftPOS

Expand your terminal fleet with no extra hardware

Our CheckoutX SoftPOS offering is ready to be installed on any Android smartphone and is delivered as a pre-built app for fast-to-market delivery, or as an SDK.

Expand the terminal fleet instantly with no need for extra terminal hardware
Leverage on the NFC chip in any Android smartphone (and soon iOS)
Contactless payments only

Read more here »

CheckoutOnline

Seamless Online Payments

Empower Your Business with Flexible Integration Options.

Accept payments online with the same ease and security as in-store transactions, providing your customers with the flexibility to shop how they want.
Our pre-designed checkout is customizable to match your brand, providing a consistent and professional customer experience.
Supports a wide range of payment methods, ensuring your customers can pay how they want. From credit and debit cards to digital wallets and Buy Now, Pay Later, our solution is designed to accommodate a variety of preferences.

Read more here »

Supported Payment Methods

Here are the payment methods we support across our platform:

Enhanced with Powerful Add-Ons

Customize to meet all your needs. Our suite of add-ons ensures you have everything required for a seamless, efficient, and fully integrated payment experience.

Digital Onboarding

Streamline the onboarding process with our fully digital, white-label solution, allowing merchants to get up and running quickly and effortlessly.

Simplifies onboarding for both you and your merchants, reducing time and effort

Automates the process, reducing manual errors and improving accuracy

Uses a white-label solution to maintain brand consistency

Can be used anywhere (almost)

Ready to partner up?

Let's set up a call where we touch base on what we can do together!

Get in touch with us »

With onboarding and logistics

Partnering with us, you will enable your business with an end-to-end offering. We provide you with a KYB for your merchants, a 3PL logistics center with next-day-delivery and a full onboarding user journey.

It's easy to get started, you start in our sandbox environment to implement our Payments API and then take it towards production by the time we have a contract agreement. We have everything ready with our own 3PL, so all hardware is ready to be shipped through our Delivery API.

One API to implement all payment methods, card and local schemes, OTA updates, and software and hardware-based terminals. All transactions are put into the same report and with settlements within two days. What else could you possibly need?

Get in touch now » Go to our developer portal

🗞️ Surfboard Payments in the press

Surfboard Payments Announces Partnership With Cardstream Group to Deliver Innovative Payment Solutions

Fintech Finance

Surfboard Payments partners with Cardstream Group

The Paypers

Sweden’s Surfboard Payments expands into online payments

IBS Intelligence

SURFBOARD PAYMENTS AND WORLDLINE ENTER INTO A STRATEGIC PARTNERSHIP

Financial IT

Surfboard Payments and Worldline Empower Businesses with Seamless Payments

Fintech Finance

Surfboard Payments partners with Worldline

The Paypers

Surfboard Payments och Worldline ingår ett strategiskt partnerskap

IT-Branschen

Surfboard Payments erhåller svensk licens som betalningsinstitut

Fintech Today

Surfboard Payments app delivers next-generation checkout experiences for merchants of any size

Google Cloud

Surfboard Payments expands into online payments

The Paypers

Surfpay by Surfboard Payments

VISA

Surfboard Payments AB har beviljats en licens som betalningsinstitut från Finansinspektionen.

IT-Finans

Nu lanseras Surfpay One

Industritorget

Festival food cart operator rolls out contactless payments acceptance on standard NFC phones

NFCW

Ny betallösning testas lokalt – Mariestadsbon Neal tror på global succé

Mariestadstidningen

Trusted to Solve Challenges

Operating under the stringent guidelines of the Swedish Financial Supervisory Authority, we offer payment solutions you can rely on for both security and efficiency. Our robust, white-label platform is designed to tackle the most complex payment needs, ensuring seamless transactions whether in-person or online. With Surfboard Payments, you can trust that your payment processes will run smoothly, backed by cutting-edge technology and a commitment to regulatory compliance. We handle the complexities of payment integration, so you can focus on growing your business with confidence. Let us take care of your payment challenges, providing peace of mind and a seamless experience for both you and your customers.