The Payments Platform Built for What Comes Next
One platform for acquirers, ISVs, ISOs, payfacs, and enterprises to accept every payment, onboard merchants in minutes, and unlock services that go far beyond the transaction. Operate as Platform as a Service, a single framework for both SMB and enterprise.
Everything You Need. Nothing You Don't.
Surfboard replaces the patchwork of payment vendors with one platform. Here is what you get out of the box.
Multi-Channel Acceptance
One API, every channel
Accept payments in-store, online, in-app, through SoftPOS, and via unattended devices. One unified payment application runs across EMV terminals and SoftPOS, consistent checkout, faster certification.
Merchant Onboarding & KYB
Programmatic onboarding
Onboard merchants programmatically with built-in KYB checks. Our record is 5 hours from signup to a live terminal processing payments.
Terminal Management
Remote control
Register, configure, reboot, and monitor terminals remotely. Assign to stores, move between locations, update branding, all through the API or Partner Portal.
Payment Methods
Cards, wallets, and more
Cards, Swish, Klarna, Apple Pay, Google Pay, activate and deactivate payment methods per merchant, store, or terminal without code changes.
Tokenization & Recurring
Secure card storage
Tokenize cards in-store or online for merchant-initiated transactions. Set up subscriptions with fixed or variable amounts across multiple frequencies.
Tips, Pre-Auth & Delay Capture
Flexible payment flows
Configure tip presets at any level. Pre-authorize payments and capture later. Partial captures and voids included.
Product Catalogs & Inventory
AI-powered management
Create and manage product catalogs with variants and inventory tracking. Use AI to generate product descriptions and catalog entries from images.
Customer Management
Unified customer profiles
Store customer profiles, addresses, and saved cards. Build a unified view of every customer across all channels.
Reporting & Analytics
Cross-channel intelligence
Transaction analytics, settlement reports, and merchant charge tracking. One report covering in-store, online, and every other channel.
Webhooks & Notifications
Real-time events
Subscribe to real-time events for orders, payments, and merchant activity. Push notifications to external systems as things happen.
Full White-Label
Your brand, our infrastructure
Brand every touchpoint, terminals, receipts, payment pages, portals, at the partner, merchant, store, or terminal level. Your brand, our infrastructure.
Multi-Cloud Infrastructure
99.99% uptime
9 active instances across Google Cloud, AWS, and Azure. Industry-first PCI DSS 4.0 multi-cloud certification. 99.99% uptime, not a target, a track record.
Surfboard vs Legacy Providers
See why forward-thinking businesses choose a modern platform over outdated systems.
Feature
Surfboard
Legacy Providers
Ready to Replace Your Payment Stack?
Our current setup record is 5 hours from start to first transaction. Book a call and we will show you how it works.