BNPL & invoice
Svea
Nordic invoice and BNPL specialist with strong B2B coverage
Accept Svea invoice and instalment payments — particularly strong for B2B and Swedish-market specific use cases.
About Svea
Svea is a Nordic financial services group offering invoice payment, partial payment, and credit-account products for both B2C and B2B. Less consumer-recognized than Klarna but particularly strong in B2B contexts and as a complement to Klarna for credit-conscious merchants. Surfboard supports Svea invoice payments on online checkout.
When to enable Svea
Recommended for B2B-heavy merchants, Swedish-market specialty retailers, and anyone wanting BNPL coverage beyond Klarna.
Customer base
Swedish and Nordic consumers and businesses. Strong B2B presence.
What merchants build with Svea
Common use cases where partners and merchants enable this method through Surfboard.
B2B invoicing and procurement
Swedish specialty retail
Wholesale and trade catalog merchants
BNPL diversity alongside Klarna
How to accept Svea on Surfboard
Svea runs on the same Payment Methods system as every other method on Surfboard. Enable it per merchant, store, or terminal — through the portal or the API, no re-deployment required.
Enable in the portal or via API
Partners flip Svea on for their merchants in the Partner Portal, merchants enable it for their own stores in the Merchant Portal, and developers can do the same programmatically through the Payment Methods API. Surfboard handles scheme registration where required.
Available everywhere
Becomes available immediately on the channels Svea supports — in-store terminals, online checkout, SoftPOS, and unattended where applicable.
One settlement
Svea transactions roll into the same settlement reports as every other payment method on the platform — no separate reconciliation pipeline.
