Meal & wellness benefits
Epassi
Finland's leading employee benefit payment platform
Accept Epassi for employee meal, sport, wellness, and culture benefits — a baseline expectation for Finnish F&B and wellness merchants.
About Epassi
Epassi is Finland's leading employer-sponsored employee benefit platform. Employers fund Epassi accounts for their staff, and employees use Epassi to pay for meals, sports activities, wellness services, culture, and commuting. For F&B, gyms, and wellness merchants in Finland, accepting Epassi is essentially mandatory. Surfboard supports Epassi at the point of sale.
When to enable Epassi
Mandatory for F&B, gym, wellness, sports, and culture merchants in Finland. Highly recommended for the same vertical in Sweden where adoption is growing rapidly.
Customer base
Finnish employees with Epassi-funded employer benefits. Often used during weekday lunch hours and evening leisure time.
What merchants build with Epassi
Common use cases where partners and merchants enable this method through Surfboard.
Restaurants, cafes, and lunch counters
Gyms, sports clubs, and padel centers
Massage, spa, and wellness services
Cultural venues and event tickets
Commuting and transport (selected partners)
How to accept Epassi on Surfboard
Epassi runs on the same Payment Methods system as every other method on Surfboard. Enable it per merchant, store, or terminal — through the portal or the API, no re-deployment required.
Enable in the portal or via API
Partners flip Epassi on for their merchants in the Partner Portal, merchants enable it for their own stores in the Merchant Portal, and developers can do the same programmatically through the Payment Methods API. Surfboard handles scheme registration where required.
Available everywhere
Becomes available immediately on the channels Epassi supports — in-store terminals, online checkout, SoftPOS, and unattended where applicable.
One settlement
Epassi transactions roll into the same settlement reports as every other payment method on the platform — no separate reconciliation pipeline.
