Every Payment Method Your Merchants Need
One API across global card schemes, mobile wallets, Nordic account-to-account, BNPL and invoice, local card schemes, and employer-funded benefit cards. Activate per merchant, per store, or per terminal — no code changes, one settlement.
Global card schemes
Worldwide-acceptance card networks. Default acceptance for any merchant.
The global card scheme accepted in 210+ countries
The world's largest card scheme
Premium card scheme with affluent and corporate buyers
North American card scheme with growing global acceptance
Local card schemes
National debit card networks. Lower-cost routing for domestic transactions.
Mobile wallets
Tokenized contactless payments on phones and watches. Higher conversion rates.
Account-to-account
Direct bank-account transfers. Lower fees, no chargebacks, fast settlement.
BNPL & invoice
Buy-now-pay-later, instalment, and invoice-based payment methods.
Meal & wellness benefits
Employer-funded benefit cards for meals, wellness, sports, and culture.
One API. Every Method. Configurable Per Merchant.
Enable or disable any payment method at the merchant, store, or terminal level — partners flip it on in the Partner Portal, merchants do the same for their own stores in the Merchant Portal, and developers can do it programmatically through the Payment Methods API. No new SDKs. No separate settlements. Surfboard handles scheme registration, certifications, and the operational layer behind every method.