Account-to-account
Vipps
Norway's mobile payment standard, now part of Vipps MobilePay
Accept Vipps on Surfboard for the dominant payment method in Norway — fast, low-cost, account-to-account.
About Vipps
Vipps is Norway's leading mobile payment service, used by ~75% of the Norwegian adult population. In 2022 Vipps merged with Denmark's MobilePay to form the Vipps MobilePay group, but the consumer-facing brands remain separate in their home markets. Surfboard supports Vipps for in-store (QR) and online checkout in Norway.
When to enable Vipps
Mandatory for any merchant operating in Norway. Vipps is to Norway what Swish is to Sweden — Norwegian consumers expect it at every checkout.
Customer base
Norwegian consumers (over 75% of adults). Particularly strong among younger demographics where it often replaces cash.
What merchants build with Vipps
Common use cases where partners and merchants enable this method through Surfboard.
Online checkout for Norwegian e-commerce
Small-value in-store transactions
Peer-style payments at events and markets
QR-based payments at unattended kiosks
Invoicing flows with Vipps payment links
How to accept Vipps on Surfboard
Vipps runs on the same Payment Methods system as every other method on Surfboard. Enable it per merchant, store, or terminal — through the portal or the API, no re-deployment required.
Enable in the portal or via API
Partners flip Vipps on for their merchants in the Partner Portal, merchants enable it for their own stores in the Merchant Portal, and developers can do the same programmatically through the Payment Methods API. Surfboard handles scheme registration where required.
Available everywhere
Becomes available immediately on the channels Vipps supports — in-store terminals, online checkout, SoftPOS, and unattended where applicable.
One settlement
Vipps transactions roll into the same settlement reports as every other payment method on the platform — no separate reconciliation pipeline.