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Global card schemes

Discover

North American card scheme with growing global acceptance

Accept Discover Network cards including Diners Club, JCB, UnionPay, and other partner cards through Surfboard.

Accepted via Discover Global Network (incl. JCB, UnionPay) on every Surfboard channel In-storeOnlineSoftPOSUnattended
Discover

About Discover

Discover Network includes Discover-branded cards plus reciprocal acceptance with Diners Club, JCB, UnionPay, and BC Card via the Discover Global Network. Most useful for European merchants serving North American, Japanese, or Chinese travelers.

When to enable Discover

Recommended for European merchants with significant inbound tourism from North America or Asia. Adds JCB and UnionPay acceptance through one activation.

Customer base

North American Discover cardholders, Japanese JCB cardholders, Chinese UnionPay cardholders, and Diners Club holders globally.

What merchants build with Discover

Common use cases where partners and merchants enable this method through Surfboard.

Tourist-heavy retail and hospitality

Airport and travel-hub merchants

Cross-border e-commerce serving Asian markets

Premium retail with international foot traffic

How to accept Discover on Surfboard

Discover runs on the same Payment Methods system as every other method on Surfboard. Enable it per merchant, store, or terminal — through the portal or the API, no re-deployment required.

1

Enable in the portal or via API

Partners flip Discover on for their merchants in the Partner Portal, merchants enable it for their own stores in the Merchant Portal, and developers can do the same programmatically through the Payment Methods API. Surfboard handles scheme registration where required.

2

Available everywhere

Becomes available immediately on the channels Discover supports — in-store terminals, online checkout, SoftPOS, and unattended where applicable.

3

One settlement

Discover transactions roll into the same settlement reports as every other payment method on the platform — no separate reconciliation pipeline.