The Revenue & Payout Engine for Platforms

One payment in. Many payments out. Surfboard Flow gives you complete control over how money moves — across partners, merchants, and service providers — all within a single API call.

This is Flow

Define the logic

Decide who gets paid, when, and how much — all inside your order API. Add platform fees, commissions, or tips directly in your payload. No new endpoints, no extra setup.

                      
// In create order request
"serviceProviders": [
  {
    "serviceProviderId": "PARTNER-001",
    "amount": {
      "percentage": 5
    }
  }
]

Process the transaction

Surfboard handles the heavy lifting — authorization, routing, and split tracking happen automatically across all payment types and acquirers.

Every share is recorded and synchronized in real time.

Flow handles the payouts

Once the transaction settles, Flow distributes the funds instantly.

Partners, affiliates, or merchants get their share automatically — fully transparent, PCI-compliant, and audit-ready.

Built for Platforms that Scale

Flow was designed for ecosystems — not individual merchants. If you manage multiple brands, merchants, or affiliates, this is your financial control center.

Use Flow to:

→ Add platform or partner fees dynamically
→ Automate commissions or sub-merchant payouts
→ Power marketplace or franchise models
→ Handle affiliate or influencer revenue shares
→ Route tips and service fees in real time

Read more in our knowledge hub »

Getting Started with Flow

Before using Flow, partners register each recipient via a Service Provider Application, ensuring regulatory compliance and identity verification.

Once registered, service providers can be added directly to any order. No extra setup, no manual payout systems — it’s built right into the payment itself.

Check out the Developer portal »

                        
POST /partners/:partnerId/service-providers
{
  "country": "SE",
  "organisation": { "corporateId": "3532007322" },
  "controlFields": { "isServiceProvider": true }
}