When will I see a transaction in my bank account?

Payout timing depends on the payment method. It is written as T+ a number of days, where T is the transaction date.

Payment method	Expected payout
Visa and Mastercard	T+1 or T+2, following your settlement cut-off
Swish in store with QR code	T+1
Swish online with phone number	T+3
Vipps	T+3
MobilePay	T+3
American Express	Usually T+3, can differ in some markets
Klarna	T+7
Pay by Bank (Account to Account)	T+7
Epassi	T+7

Because timing differs per method, one day’s sales can reach your bank account across more than one payout.

Each payout has its own report under Reports in the Merchant Portal, listing the transactions and fees it covers. See Reports in the Merchant Portal.