Tap to Pay is Booming – Here’s How Surfboard Payments Helps You Stay Ahead

Visa’s recent announcement of 200% year-over-year growth for Tap to Phone technology underscores a major shift in the way businesses accept payments. As the demand for flexible, hardware-free payment solutions accelerates, small businesses and enterprise merchants alike are seeking solutions that reduce complexity while maintaining a seamless customer experience.

At Surfboard Payments, we recognized this trend early and have built a robust Tap to Pay solution called CheckoutX, enabling ISVs, cloud-based POS systems, and other platforms to empower their merchants with cutting-edge, white-labeled payment acceptance.

Why Tap to Phone is Transforming the Payment Landscape

Tap to Phone technology turns any NFC-enabled smartphone into a payment terminal, eliminating the need for dedicated hardware. This democratizes payment acceptance, making it easier for:

• Small businesses and microsellers to start accepting payments without upfront hardware investments.
• Enterprise retailers to scale their checkout capabilities during peak periods, using mobile staff.
• Field service providers and delivery services to accept payments on the go.

Visa’s data highlights that nearly 30% of Tap to Phone adopters are new small businesses, proving its effectiveness in reducing barriers to digital payment adoption.

Surfboard Payments: Enabling White-Label Tap to Pay Solutions

At Surfboard Payments, we offer Tap to Pay on iPhone and Android, allowing ISVs and partners to integrate a seamless, branded solution into their own platforms. Our approach ensures:

• Frictionless integration via our APIs and SDKs.
• Seamless branding for partners who want to offer Tap to Pay under their own name.
• Compliance and security with the latest PCI-certified encryption standards.
• Broad acceptance of all major card networks, alternative payment methods, and mobile wallets.

The Global Surge in Tap to Phone Adoption

Countries like the U.S., UK, and Brazil have seen a 234% surge in adoption, as businesses realize the benefits of mobile-first payment acceptance. From hospitality and retail to event spaces, the ability to turn any smartphone into a secure payment terminal is reshaping customer interactions.

One notable example is Reuthe’s, a UK-based event space, which equipped its staff with Tap to Phone capabilities, ensuring a seamless experience for visitors without the need for traditional POS terminals.

What’s Next?

At Surfboard Payments, we continue to innovate, ensuring our partners have access to the latest payment technologies to stay ahead of the curve.