Published insights

5 Benefits of Using Cloud-Based In-Store Payment Terminals

In today's digital age, more and more consumers expect to be able to make purchases using their preferred payment methods, whether that's cash, credit, or mobile payments. This means that your business owners would find it essential to offer a range of payment options to meet the needs of their customers and stay competitive.

For you to be able to keep up with the increasing demands of your merchants' customers, you need to offer your merchants an increased payment stack. By adapting to cloud-based in-store payments, you can build and ship it easier than ever before. In this post, we'll explore the top 5 benefits of using cloud-based payment terminals, including increased security, improved customer experience, enhanced data tracking and analytics, scalability, and cost savings. By understanding these benefits, you can decide whether cloud-based payment terminals are the right fit for your business and start offering this to your merchants.

1. Increased security

Cloud-based payment terminals provide an extra layer of security for your merchants' and their customers' sensitive financial information. Because the information is stored in the cloud, it is not at risk of being compromised in the event of a data breach or physical theft of the terminal.

2. Improved customer experience

Cloud-based payment terminals allow for faster transaction times and more seamless checkout experiences. This can lead to increased customer satisfaction and loyalty.

3. Enhanced data tracking and analytics

With cloud-based payment terminals, you can access real-time data and insights about customers' purchasing habits and preferences. This can help your merchants to tailor their marketing efforts and make informed business decisions.

4. Scalability

As your business grows, it can be difficult to keep up with the demand for in-store payment options. Cloud-based payment terminals offer the flexibility to easily scale up or down as needed, without the need for additional hardware.

5. Cost savings

Traditional in-store payment terminals can be expensive to purchase and maintain. Cloud-based payment terminals offer a more cost-effective solution, as you only pay for the service as you use it.

Add payments to your offering

By submitting this form, you consent to allow Surfboard Payments to store and process the personal information above to provide you with the content requested.

Checkout our products

Take a look at our products which includes both hardware-, and software-based payment solutions


Hardware terminal

Our all-in-one handheld smart terminal device with scanner. Possible to mount in the countertop with a charger stand


Hardware terminal

Our all-in-one handheld smart terminal device with scanner and printer. Good fit for restaurants, cafés, and bars


Hardware terminal

With a physical keypad. Perfect as a card terminal replacement, or paired with a customer-facing tablet screen


Hardware terminal

Our unattended payment terminal is designed to seamlessly integrate EV chargers, vending machines, public transport, and beyond.


Payment application

Our SoftPOS solution is for any Android smartphone, with no extra hardware needed. Can also be used as backup


Payment application

The customer-facing screen for multiple payment methods, loyalty, and campaigns. To be accompanied by the SurfPad


Online Payments

Pre-built checkout page through link or SDK for your webshop or app