# Surfboard Payments

> Surfboard Payments is a Swedish fintech company that provides a unified, API-first payment platform for independent software vendors (ISVs) and software companies. The platform enables in-store, online, and mobile payments through a single modern API. Licensed by the Finansinspektionen (Swedish Financial Supervisory Authority).

## Core Offering

Surfboard Payments provides white-label payment infrastructure for independent software vendors (ISVs) and software companies. The platform includes payment terminals, Tap to Pay (SoftPOS), online checkout, and value-added services like loyalty, tipping, digital receipts, and analytics — all unified under one API.

## Key Facts

- **Founded:** 2019
- **Headquarters:** Stockholm, Sweden
- **Second Office:** Chennai, India
- **Employees:** ~50
- **Regulated by:** Finansinspektionen (Swedish Financial Supervisory Authority)
- **Certifications:** PCI DSS, PCI PTS, EMV Level 1 & 2
- **Infrastructure:** Multi-cloud (Google Cloud, AWS, Azure)
- **Uptime:** 99.99%
- **Setup Record:** 5 hours from signup to first live transaction
- **Website:** https://surfboardpayments.com

## Pricing

- **Model:** Custom pricing for software companies and ISVs. Contact sales for a tailored quote.
- **Approach:** Transparent pricing with zero hidden fees. Based on transaction volume and selected products/services.
- **Contact:** https://surfboardpayments.com/contact

## Products

### Payment Terminals (Pro / Current Generation)
- [SurfPrint Pro](/products/surfprint/pro): All-in-one handheld terminal with full touchscreen interface and built-in thermal printer.
- [SurfPrint Pro K](/products/surfprint/pro-k): Handheld terminal with physical keypad, 4.5-inch capacitive display, and built-in printer.
- [SurfTouch Pro](/products/surftouch/pro): High-performance mobile payment terminal with 5-inch display, next-gen processor, and all-day battery.
- [SurfTouch Pro Retail](/products/surftouch/retail): Countertop-first terminal for fixed retail environments.
- [SurfPad Pro](/products/surfpad/pro): High-performance countertop terminal with dedicated physical PIN pad, bright 5-inch display, and enterprise-grade security for large-scale retail and hospitality.
- [SurfAlone](/products/surfalone): Compact, secure, API-ready payment terminal for self-service and unattended environments.
- [SurfXpress](/products/surfxpress): 22-inch Android tablet running SoftPOS for the ultimate self-service experience with no extra hardware needed.
- [SurfPrint Go](/products/surfprint/go): SoftPOS-based handheld terminal that is compact and durable with a built-in printer.
- [SurfMini](/products/surfmini): Compact Bluetooth-connected card reader for lightweight mobile payment acceptance.

### Payment Terminals (First Generation)
- [SurfPrint](/products/surfprint): First generation handheld smart terminal device with a built-in printer for countertop and the floor.
- [SurfTouch](/products/surftouch): First generation smart terminal device with or without a scanner for the countertop and the floor.
- [SurfPad](/products/surfpad): First generation traditional card terminal built on the Surfboard API.

### Tap to Pay (SoftPOS)
- [Tap to Pay on iPhone](/products/tap-to-pay-on-iphone): Accept all types of in-person contactless payments on iPhone — from physical debit and credit cards to Apple Pay and other digital wallets. (Sweden, Denmark, Finland, Norway, UK, France)
- [CheckoutX (Tap to Pay on Android)](/products/checkoutx): Accept all types of in-person contactless payments on Android devices — from physical debit and credit cards to digital wallets.

### Online Payments
- [Online Checkout](/products/online): Embed seamless, secure, multi-method payments into your product.. Supports cards, Apple Pay, Google Pay, Pay by Bank, BNPL.

### Accessories (Fins)
- [FinPrinter](/products/fins/finprinter): External receipt printer
- [Hub](/products/fins/hub): Connectivity hub for terminals
- [SurfPrint Base](/products/fins/surfprint-base): Charging base for SurfPrint
- [SurfPrint Charger](/products/fins/surfprint-charger): Charger for SurfPrint
- [SurfPrint Pro K Base](/products/fins/surfprint-pro-k-base): Base for SurfPrint Pro K
- [SurfTouch Charger](/products/fins/surftouch-charger): Charging dock for SurfTouch

## Platform Capabilities

- [Platform Overview](/platform): Modular, AI-powered payments platform
- [Unified Commerce](/platform/unified-commerce): Cross-channel payment unification
- [Billing](/platform/billing): Recurring billing and subscription management
- [Customer Management](/platform/customers): Customer profiles and tokenization
- [Identification](/platform/identification): KYC and merchant onboarding
- [Offline Payments](/platform/offline-payments): Store-and-forward for offline scenarios
- [Webhooks](/platform/webhooks): Real-time event notifications

## Solutions by Industry

- [Food & Beverage](/solutions/food-and-beverage)
- [Healthcare](/solutions/healthcare)
- [Ticketing](/solutions/ticketing)
- [Unattended / Self-Service](/solutions/unattended)
- [Wellness](/solutions/wellness)

## Developer Resources

- [Developer Portal](https://developers.surfboardpayments.com)
- [API Documentation](https://developers.surfboardpayments.com/home)
- [Online SDK Guide](https://developers.surfboardpayments.com/home)
- [Migration Guide](/developers/migration-guide)
- [Developers Page](/developers)

## Company

- [About Us](/about)
- [Contact](/contact)
- [Knowledge Hub](/knowledge-hub): 80+ articles on payments, technology, and company news
- [Press Kit](/presskit)

## AI-Optimized Endpoints

- [Site Overview JSON](/api/ai/site-overview.json)
- [Products JSON](/api/ai/products.json)
- [Knowledge Hub JSON](/api/ai/knowledge-hub.json)
- [Company JSON](/api/ai/company.json)
- [Full Content Dump](/llms-full.txt)

## Contact

- **Email:** Contact via https://surfboardpayments.com/contact
- **Offices:** Stockholm (Barnhusgatan 4) and Chennai, India
- **Social:** @surfboardpay